Buying on credit on-line

Give your customers the possibility to buy stuff on hire purchase or on credit and raise your website’s conversion

Lending platform Kviku and we offer this service – “to buy on hire purchase”. It is often vital for the customer to be able to buy on purchase or on credit. We have made it as simple as merely buying with usual credit card. This is a quick and free way to increase your website’s conversion and your average order value: there is no additional fee for this service.

Kviku, our partner, is Russia’s first lending platform for instant online buying on credit or hire purchase in e-commerce shops. If chosen, this service gives an e-commerce shop’s customers up to 90 days to pay for the goods or services they have purchased. Kviku is governed by the Central Bank of Russia and is a part of SRO “MiR” (Self-regulatory organization Union of microfinance organizations “Microfinance and Progress”).

How to set up

Our customers that use the standard payment template ‘payture’ will see the “Buy on hire purchase” button on the payment page. It is also possible to add this feature at any earlier purchase stage or while choosing a payment method. In this case we will provide the direct link to the loan terminal.

Benefits for e-commerce:

More payment methods increase the chance of purchase

The customer is entitled to buy on hire purchase. This is how you get rid of the possible barriers high price, big buy or necessity to save money might present.

Maximum increase in conversion

If you look to possibly increase your sales and the average order value, write to us. We will provide a script for your website that shows the minimal installment to be paid in case the goods is being bought on hire purchase or on credit and that is very easy to add under every price on your site.

Placement variability

Add this feature at any earlier purchase stage or while choosing a payment method. And in this case we will provide the direct link to the loan terminal.

Benefits for your clients:

Affordability

Your client can afford an urgent purchase on-line regardless of what amounts they have on their accounts.

Good conditions

Loan gets approved within 10 seconds — and no paperwork. Interest-free hire purchase up to 7 days, loans – up to 90 days.

Payment security

Payture ensures protection for client payments from any kind of fraud.

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