RU

Mastercard Business Bonus loyalty program

An innovative loyalty program for business cardholders that brings an international card scheme, banks and partners together in a single rewards system

what makes it unique

A new stage in the evolution of corporate banking products

Wide coverage

The entire territory of the Russian Federation

Fault tolerance

Support for high-load financial flow systems

Bank-agnostic system

Works with business cards from different banks: Raiffeisenbank, Sberbank, Alfa-Bank and others

Advanced technology

API integration with Mastercard and partner banks for seamless interaction and data security

Scale

100K+
Companies in the
loyalty program
15+
Partner banks

Convenience

Native sign-up, bonus account management and a marketplace of partner offers, all in the Mastercard Business Bonus personal account

how it works

A simple way for businesses to earn bonuses

1

A company issues Mastercard business cards from any bank

2

The cardholder joins the program through the online banking of partner banks (Modulbank, Rosbank, Tochka Bank and others) or through the Mastercard Business Bonus personal account

3

For every Mastercard business card transaction

₽500online or at a POS terminal
1 bonusto the cardholder

Bonuses can be earned on business cards from different banks at the same time

4

Cardholders can spend their accumulated bonuses in the Mastercard Business Bonus marketplace to get discounts from partners, both banks and commercial companies.

Bonuses are redeemed through promo codes, referral links and vouchers available on the platform.

End-to-end implementation and support

Payture acted as vendor, integrator and service provider, covering the full cycle from R&D to launch and ongoing service maintenance

1/7

Analytics

Market research, gathering business stakeholder requirements, product design

awards

Mastercard Business Bonus: winner of the Loyalty & CX Awards Russia 2020

Loyalty & CX Awards Russia
Winner

Grand Prix: leader of the loyalty marketing market in Russia

Nominations
Winner

Best B2B loyalty program

Nominations
Winner

Best coalition loyalty program

Nominations
Winner

Technology leader of the year

Nominations
Winner

Best advertising campaign

Nominations

We’ll build a fintech
project for your business

We handle end-to-end development of technology products and build a solution that fits your business processes, security requirements and infrastructure.

benefits

A reliable payment partner in online acquiring

Independence

We are free to make decisions and implement innovations, so we respond faster to industry changes and customer needs

Global reach

We have the capability and expertise to build international products with a centralized management system

View all products

Flexibility and adaptability

Unlike banks, we are not constrained by bureaucracy and are ready to tailor the service to your needs

More about solutions

Neutrality

We are not on any sanctions lists

Compliance

We strictly comply with government regulations and the rules of national and international card schemes, excluding high-risk payments

Scalability

We help you enter new markets.
We take care of finding partners and building integrations

All payment methods

security

Strict legal
and regulatory
compliance

PCI DSS Level 1

Card data protection to international standards (tokenization, encryption)

GOST R 57580

Full compliance with GOST R 57580, the Russian national standard for financial data security and operational resilience

ASV scanning

Certificate of full quarterly ASV scanning

Order fintech
solutions development

We handle end-to-end fintech product development, from R&D to integration and support

Payment technologies

We develop and implement cutting-edge technologies for online payments and financial process automation

Planning to expand into international markets?

We can take on the development of integrations with local payment methods in your target markets

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