RU

Masterpass digital wallet

A global, secure cloud card storage (CoF, card-on-file) that lets customers pay online without re-entering their card details

what makes it unique

A win-win one-click payment wallet for merchants, customers and banks

Higher payment conversion

Tokenization simplifies the customer journey and speeds up checkout, reducing cart abandonment

Cloud card storage

Stores card data securely and conveniently for instant and repeat online payments

Cross-platform compatibility

Available on any mobile device and in web browsers

macOS
Android
Windows
Linux
BlackBerry
Safari
Chrome
Microsoft Edge
Firefox
And more

API/SDK integration

Lets marketplaces and banks embed Masterpass as a payment method while keeping the familiar user journey and without changing the interface

Security and privacy

Tokenization, multi-layered protection, PCI DSS compliance, and local data storage and processing in Russia and the CIS

A simpler customer journey

The Trusted Merchant Listing (TML) concept minimizes the need for already authenticated customers to re-enter their login and password, while maintaining a high level of security and compliance with PCI DSS and 3-D Secure

how it works

Convenience for customers, higher conversion for merchants

1

The customer signs up and links cards in Masterpass, verifying their identity through online banking, a merchant account or other integration points

2

When paying in an online store or app, the customer selects Masterpass as the payment method

3

Masterpass services return tokenized card data, so there is no need to re-enter it

4

The payment goes through the acquiring bank with simultaneous security checks using 3DS, biometrics and more

5

The transaction result is automatically sent to the merchant and the customer, ensuring transparency and convenience

End-to-end implementation and support

Payture acted as vendor, integrator and service provider, covering the full cycle from R&D to launch and ongoing service maintenance

1/7

Analytics

Market research and business requirements gathering tailored to the specifics of the Russian and CIS markets

key figures

Masterpass digital wallet performance

30K+

increase in the number of active business cards

250K+

payments were made through Masterpass every month

2M+

cards saved in the Masterpass digital wallet

* Based on public statistics for 2019–2021.

We’ll build a fintech
project for your business

We handle end-to-end development of technology products and build a solution that fits your business processes, security requirements and infrastructure.

benefits

A reliable payment partner in online acquiring

Independence

We are free to make decisions and implement innovations, so we respond faster to industry changes and customer needs

Global reach

We have the capability and expertise to build international products with a centralized management system

View all products

Flexibility and adaptability

Unlike banks, we are not constrained by bureaucracy and are ready to tailor the service to your needs

More about solutions

Neutrality

We are not on any sanctions lists

Compliance

We strictly comply with government regulations and the rules of national and international card schemes, excluding high-risk payments

Scalability

We help you enter new markets.
We take care of finding partners and building integrations

All payment methods

security

Strict legal
and regulatory
compliance

PCI DSS Level 1

Card data protection to international standards (tokenization, encryption)

GOST R 57580

Full compliance with GOST R 57580, the Russian national standard for financial data security and operational resilience

ASV scanning

Certificate of full quarterly ASV scanning

Order fintech
solutions development

We handle end-to-end fintech product development, from R&D to integration and support

Payment technologies

We develop and implement cutting-edge technologies for online payments and financial process automation

Planning to expand into international markets?

We can take on the development of integrations with local payment methods in your target markets

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