Us-on-Us transactions:
card issuer =
acquiring bank
Cut interchange fees
by routing payments directly
to issuing banks
Unified reporting
Payture’s registry automation
technology consolidates
reports from different banks daily
and converts them
into the format you need
Built-in
redundancy
If the primary bank declines
a payment, it is automatically
routed
to the backup bank
Lower
fees
By eliminating the cost
of interbank settlement
Us-on-Us transactions: card
issuer = acquiring bank
Cut interchange fees by routing payments
directly to issuing banks
Unified reporting
Payture’s registry
automation technology
consolidates reports
from different banks
daily and converts
them into the format
you need
Built-in
redundancy
If the primary bank declines
a payment, it is automatically
routed to the backup bank
Lower
fees
By eliminating the cost
of interbank settlement
Us-on-Us
transactions: card
issuer = acquiring bank
Cut interchange fees by routing
payments directly
to issuing banks
Unified reporting
Payture’s registry
automation technology
consolidates reports
from different banks daily
and converts them
into the format
you need
Built-in
redundancy
If the primary bank declines a payment,
it is automatically routed
to the backup bank
Lower fees
By eliminating the cost
of interbank settlement
about the solution
Direct transactions
within a bank’s
ecosystem — speed
and savings without
intermediaries
Us-on-Us technology (on-us transactions)
lets you process payments
within a closed ecosystem
(for example, between customers
of the same bank), bypassing external
card schemes (Visa, Mastercard and Mir,
Russia’s national card payment system)
and settlement banks.
The payment goes directly
between the customer’s and the merchant’s
accounts within a single bank —
the customer’s card issuer.
Classic online
acquiring flow
How Us-on-Us
works
with turnover from RUB 1B per month
payment methods
Payment methods
supported
by this solution
Choose
the tools
for your business:
cut
fees,
speed up payouts
and minimize
risksOptimize cash flows
with alternative solutions
for business
Submit a request
to get started
Accept online payments with modern payment methods in the currency you need on your website, marketplace, online store or app
FAQ
Still have questions?
We may have already answered them
You’ll need to connect to several acquirers* and agree on commercial terms for accepting online payments with cards issued by each of these banks**.
* Before connecting to acquiring banks, we recommend analyzing your data to find out which banks' cards your customers pay with most often.
** This service is available to clients with a monthly volume of over RUB 1 billion.
Payture can handle this routing. However, if the merchant has its own PCI DSS certification, it can also route payments itself.
This service is available to both Russian and foreign legal entities.
